How We Collect, Use and Share Information
You may be required to provide certain information in order to use some of the functions on this Site (“Site Function(s)”). Examples of Site Functions available through this Site include the application or Contact Us function. Each Site Function will provide guidance regarding whether and what information is necessary to utilize the function. Site Functions may be modified from time to time, and different functions may require different information.
You are not obligated to provide any requested information, but it might not be possible to process your request or grant you access to certain Site Functions without the information requested. For instance, it is necessary for you to provide certain personal information in order to obtain a quote. If you are ever asked for personal information as part of your visit to this Site, and you do not want to provide that information, simply do not proceed with that Site Function.
Information Use and Disclosure
We only use and disclose personal information collected through this Site as permitted or required by law in conjunction with our normal insurance operations. Here are some examples:
- We may disclose information to others such as our claims adjusters and our attorneys in the processing of an insurance claim;
- We may be required by a court of law to provide information in connection with a legal proceeding;
- We may share information with consumer reporting agencies and insurance support organizations;
- We may share information with government agencies which conduct examinations of our procedures; and
- We may use information to enable site functionality or presentation of relevant information.
We may also share information collected through the Site with our affiliates or companies that perform marketing services on our behalf to assist us in providing information regarding our products and services to you. These companies are required to keep such information confidential.
While your personal information is under our control, access is limited to those who have legitimate business needs for such information. In accordance with applicable state and federal regulations we maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of information collected through this Site while it is under our control.
Site Usage Details, IP Addresses and Cookies
As you use and navigate through the Site, we may collect information related to your visits to our Site, including for example, IP address, traffic data, geographic data, reference website data and other communication data. We may also collect individual or aggregate data relating to the resources that you access, as well as information about your computer and internet connection, including your IP address, operating system and browser type and internet usage data. Some information collected may result in the identification of a particular computer; however, Healthy Families Insurance Services does not use such information to identify any individual.
We transmit non-personally identifiable information to third party service providers (e.g. Google) that collect website statistics. We also transmit non-personally identifiable information to third party service providers that may use such information during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you. To learn more about this behavioral advertising practice, you can visit www.networkadvertising.org.
Information may also be collected automatically through web beacons contained on certain pages of our Site. Web beacons are small electronic files also referred to as clear gifs. pixel tags and single-pixel gifs that permit us, for example, to count users who have visited those pages and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).
E-mail and Site Communications Functions
This Site uses secure network functions. Unless otherwise noted, e-mail addresses that may be available on this Site do not provide a completely secure and confidential means of communication. It is possible that such communications may be improperly accessed or viewed by another internet user on an unauthorized basis while in transit. If you wish to keep your information completely private, you should not use e-mail.
Your continued use of the Site after any changes are posted will be considered acceptance of those changes. We may terminate, suspend or discontinue any aspect of this Site, including the availability of any feature at any time. We may also impose limits on certain features and services or restrict access to all or part of the Site without notice or liability.